From what I could see, nurses were pushed to work in hazardous conditions as “heroes” and “essential”. A cohort left because the risk/reward was bad in a situation where supply/demand was low, some then got huge pay bumps to be travel nurses. In short: capital interests exploited nurses willing to work for non-monetary compensation (e.g. clapping, their own sense of compassion, etc). The nurses willing to demand more pay generally got it

As other two have said. The carrying costs for banks is just too low to incentivize liquidity in housing supply. Put them on the market and watch home prices and rent fall