Cyberwolf

My country’s gov has a 2FA app to authenticate logins for public services, check digital IDs and pay taxes. No web version for that.

All of my banks are neobanks except my savings account, so also no web banking there. These banks have several “pots” which you can use to divide your money (bills, holidays, use later, etc) so the interactions with these apps are pretty much daily. I also don’t like to have too much money readily available so that in case of my card being cloned, the hackers won’t be able to take more than 100 euros from me.

There are also public bikes that are free to use but require a specific app that for some reason didn’t work at all on my graphemeOS install (I think due to Google Play Services not signing the app).

I’ve also had issues in the past when I lived in another city where you could clock in and out of the metro station using an app that I couldn’t use because of GrapheneOSs strong anti-tracking features.

So yes, there are a series of reasons as to why these alternatives OSes become major inconveniences. It’s not just the banks, it’s the whole shebang together. If you have free time to play around with it to see if you can make things work then it’s fine, but when you have a job and need things to just work then it becomes really jarring to use. Just my opinion.

Literally the story of Monopoly the board game.